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Home: We're here to help you

We're here to help YOU

We're guessing you've arrived on our website in search of some help with a mortgage?

Let's face it, it's not actually the mortgage you want, it's what the mortgage could get for you - the DREAM HOME that helps you LIVE THE LIFESTYLE you crave.

Finding the right mortgage for you might sound like an easy task at first, but considering there's dozens of lenders to choose from, sooooo much information out there and too many friends, family and colleagues ready to give their (well-meaning, but) unqualified opinion on what you should do, it makes perfect sense to get help!   


We understand your challenges

We also appreciate that you could do it all yourself, but here's why so many people trust us to help:



You're very busy, so the thought of navigating over 90 different lenders, or filling out vast amounts of paperwork is the last thing you want to be doing - especially after a busy day at work!

​That's where we come in!

We spend our time, so you don’t have to!

You may be surprised to know that for each mortgage application we submit for our clients, on average we spend over 6 hours working behind the scenes, whether it’s; reviewing your documents, researching your options, liaising with lenders, obtaining your agreement-in-principle, submitting your application, speaking with solicitors & estate agents and much much more!

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Reassurance & Support

We hold your hand throughout the process.

We know that money, moving home and mortgages aren’t something we’re all comfortable with and that many of us find the subject really daunting.

That’s why we talk you through the process, from start to finish, always letting you know what's coming next and are readily available if there’s anything you want from us or need to know.

Whilst showing you your options and organising the mortgage is a crucial part of our role, it doesn’t end there and we keep in regular contact with your solicitor throughout too to ensure you stay on track.

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Life is stressful enough

We understand that moving home is often described as one of the most stressful things in life!!

Trust us, it really doesn't have to be!

In fact, we’re adamant that moving home should be REALLY EXCITING and such a POSITIVE EXPERIENCE!

The feeling of stress is often linked to feeling unsure or not in control of the situation. From our experience, we can help you minimise stress levels - by having a good understanding of what’s happening, what’s next and knowing you’ve got experts supporting you throughou the whole process! 

Finding the Right Mortgage 

We know it’s tempting just to go to ‘Your Bank’ who you’ve had a bank account with since school, BUT, every mortgage lender looks at you through a different lens. ‘Your Bank’ may not offer you the mortgage you want (or need) and they may not have the most competitive rates, meaning it could cost you more!

We take time to get to know you and understand your situation, hopes and dreams.

We offer a comprehensive range of products from lenders across the market - some you'll be familiar with, some you won't. This enables us to find the most suitable and most competitively priced mortgage available for you and your circumstances.

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So many questions

Whether it's your first time or umpteenth time through the mortgage or moving process, there will always be questions that pop into your head. We really can't say it enough...


We're here to answer your questions at any time - let's face it, it's usually 5 minutes after we've just spoken when you'll think of a question and that's ok. 

We know there’s a lot going on and lots to think about, which is why we strive to keep your stress levels as low as possible by letting you know what's coming next and giving you JARGON FREE answers to your questions!


Having someone you Trust

Mortgages and Moving home are a really big deal and it’s so important that you make a good choice when getting help.

Our finances are a very personal and private thing and not something we want to have to explain from the beginning  every single time!

That's why we want to get to know you and promise to look after you this time, next time and for many years to come.

We hope that like so many of our clients, you'll view us for your mortgage in the same way you view your mechanic for your car - your go-to people!!  

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The smallprint

What you need to know

There may be a fee for arranging a mortgage, typically £199 for Residential and Buy-to-Let remortgage applications, £375 for residential and buy-to-let purchase applications and £499 for applications with specialist lenders due to adverse credit. Fees are payable upon receipt of your Mortgage Offer from the chosen lender. 

Your home may be repossessed if you do not keep up repayments on your mortgage.


The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.


The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.


MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397.

MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN

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