Taking the stress out of moving
It's common to have loads of questions:
Do I stick with my current lender?
How much can we afford?
What are the upfront costs?
Which solicitor shall we use?
Let us help answer all of your questions and show you your options from the start.
THE MOVING PROCESS
The simple steps to your new home ....
Following an initial call to establish your budget and options, we take care of the mortgage, allowing you to focus on the 2 most important parts:
Finding a buyer for your home
Finding your new home
We continue to liaise with the lender, conveyancer and estate agent to ensure that everything is done in a timely fashion, keeping you updated throughout.
WHAT DOCUMENTS WILL YOU NEED?
Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.
Scanned copy of your Passport or Driving Licence
PROOF OF ADDRESS
Recent Utility Bill, Council Tax Bill or Bank Statement
PROOF OF INCOME
Employed Clients - Latest 3 Monthly Payslips and Latest P60
Self Employed Clients
Latest 2 Years Accounts, or
Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews
Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)
Latest Mortgage Statement
REVIEWS FROM OUR CLIENTS MOVING HOME
Mark has been so supportive and professional while guiding us to find the right mortgage deal. I would highly recommend him to all our friends and family. He’s fantastic at his job!
Mark’s been there every step so caring and helpful. We now have the perfect deal thanks to Mark. Happy Days :)
Excellent service provided by Mark Humphrey. He was recommended to me by a friend and what a great recommendation.
When my wife and I decided to move house I contacted Mark to see if he could find us a better deal than our existing lender could offer. He found us a deal saving us around £40 a month. He is very knowledgeable and kept us updated throughout. Mark made his side of our new purchase easy and hassle free and I would recommend him to anyone.
WHERE TO FIND US
Suite 4, 32 Joseph Wilson Business Park, Whitstable Kent, CT5 3 PS
Tel: 01227 807087
What you need to know
There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application.
Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.
MHC Mortgage & Protection Ltd is an appointed representative of Quilter Mortgage Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Ltd is entered on the FCA register under reference 440718.