HOME MOVERS
We’ll try to help make your move as stress-free as possible
It's common to have loads of questions:
-
Do I stick with my current lender?
-
How much can we afford?
-
What are the upfront costs?
-
Which solicitor shall we use?
Let us help to answer your questions and show you your options from the start.

THE MOVING PROCESS
The simple steps to your new home ....
Following an initial call to establish your budget and options, we take care of the mortgage, allowing you to focus on the 2 most important parts:
-
Finding a buyer for your home
-
Finding your new home
We continue to liaise with the lender, conveyancer and estate agent to ensure that everything is done in a timely fashion, keeping you updated throughout.
Every case is different, and whilst we can’t guarantee how long it will take… on average it can take 3 months from application to completion…
WHAT DOCUMENTS WILL YOU NEED?
Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.
ID
Scanned copy of your Passport or Driving Licence
PROOF OF ADDRESS
Recent Utility Bill, Council Tax Bill or Bank Statement
PROOF OF INCOME
Employed Clients - Latest 3 Monthly Payslips and Latest P60
Self Employed Clients
Latest 2 Years Accounts, or
Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews
BANK STATEMENTS
Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)
MORTGAGE DETAILS
Latest Mortgage Statement
Getting in touch
13 Aurum Close, Whitstable, Kent. CT5 3FN
Email: enquiries@mhcmortgages.co.uk
Tel: 01227 807087
What you need to know
There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application.
Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.
MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397
MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN