HOME MOVERS

We’ll try to help make your move as stress-free as possible

It's common to have loads of questions:

 

  • Do I stick with my current lender?

  • How much can we afford? 

  • What are the upfront costs?

  • Which solicitor shall we use?

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Let us help to answer your questions and show you your options from the start. 

Learn more
 
Mover Process - Infographic_edited.png

THE MOVING PROCESS

The simple steps to your new home ....

Following an initial call to establish your budget and options, we take care of the mortgage, allowing you to focus on the 2 most important parts:

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  • Finding a buyer for your home

  • Finding your new home

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We continue to liaise with the lender, conveyancer and estate agent to ensure that everything is done in a timely fashion, keeping you updated throughout.

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Every case is different, and whilst we can’t guarantee how long it will take… on average it can take 3 months from application to completion…

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WHAT DOCUMENTS WILL YOU NEED?

Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.

ID

Scanned copy of your Passport or Driving Licence

PROOF OF ADDRESS

Recent Utility Bill, Council Tax Bill or Bank Statement

PROOF OF INCOME

  • Employed Clients - Latest 3 Monthly Payslips and Latest P60

  • Self Employed Clients

    • Latest 2 Years Accounts, or

    • Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews

BANK STATEMENTS

Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)

MORTGAGE DETAILS

Latest Mortgage Statement

 

Getting in touch 

13 Aurum Close, Whitstable, Kent. CT5 3FN

Email: enquiries@mhcmortgages.co.uk

Tel: 01227 807087

Thanks for getting in touch, we'll get back to you ASAP!!

What you need to know

There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application. 

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Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

 

The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.

 

MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397

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MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN