REMORTGAGE
Understand ALL of your options
When your current mortgage rate is coming to an end or you simply need to review your mortgage, let us review the whole market for you, including the offering from your current lender.
We know everyone's circumstances are unique and we'll discuss and show you all of your options in a clear and concise way.
Once we've agreed your preferred option, we'll organise the remortgage on your behalf
THE REMORTGAGE PROCESS
Saving your precious time
We all lead hectic & busy lives, so we ensure that we do the majority of the work to save your precious time.
All we ask after our initial call is for some documents and for you to complete the legal paperwork when required.
Naturally we'll speak during the process and keep you informed on a regular basis.
WHAT DOCUMENTS WILL YOU NEED?
Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.
ID
Scanned copy of your Passport or Driving Licence
PROOF OF ADDRESS
Recent Utility Bill, Council Tax Bill or Bank Statement
PROOF OF INCOME
Employed Clients - Latest 3 Monthly Payslips and Latest P60
Self Employed Clients
Latest 2 Years Accounts, or
Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews
BANK STATEMENTS
Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)
MORTGAGE DETAILS
Latest Mortgage Statement
REVIEWS FROM OUR CLIENTS WE'VE HELPED TO REMORTGAGE
Mark Humphrey has done a fantastic job in helping me to renew my mortgage in a less than straight forward situation.
Mark was patient, prompt and his communication was excellent, making the experience painless for me the whole way through and providing excellent information to allow me to make what I feel is a positive choice
N Johnson
Mark has just helped us navigate a hugely complex remortgage which involved possible future house move, a growing family and trickiest of all - Brexit!
Mark - thank you for your patience and sound advice - I really couldn't have asked for anymore.
M Hewitt
WHERE TO FIND US
13 Aurum Close, Whitstable, Kent. CT5 3FN
Email: enquiries@mhcmortgages.co.uk
Tel: 01227 807087
What you need to know
There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application.
Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.
MHC Mortgage & Protection Ltd is an appointed representative of Quilter Mortgage Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Ltd is entered on the FCA register under reference 440718.