REMORTGAGE
Understand your options
When your current mortgage rate is coming to an end or you simply need to review your mortgage, let us review the whole market for you, including the offering from your current lender.
We know everyone's circumstances are unique and we'll discuss and show you all of your options in a clear and concise way.
Once we've agreed your preferred option, we'll organise the remortgage on your behalf
THE REMORTGAGE PROCESS
Saving your precious time
We all lead hectic & busy lives, so we ensure that we do the majority of the work to save your precious time.
All we ask after our initial call is for some documents and for you to complete the legal paperwork when required.
Naturally we'll speak during the process and keep you informed on a regular basis.
Every case is different, and whilst we can’t guarantee how long it will take… on average it can take 6 - 8 weeks from application to completion…
WHAT DOCUMENTS WILL YOU NEED?
Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.
ID
Scanned copy of your Passport or Driving Licence
PROOF OF ADDRESS
Recent Utility Bill, Council Tax Bill or Bank Statement
PROOF OF INCOME
Employed Clients - Latest 3 Monthly Payslips and Latest P60
Self Employed Clients
Latest 2 Years Accounts, or
Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews
BANK STATEMENTS
Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)
MORTGAGE DETAILS
Latest Mortgage Statement
Getting in touch
13 Aurum Close, Whitstable, Kent. CT5 3FN
Email: enquiries@mhcmortgages.co.uk
Tel: 01227 807087
What you need to know
There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application.
Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.
MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397
MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN