REMORTGAGE

Understand ALL of your options

When your current mortgage rate is coming to an end or you simply need to review your mortgage, let us review the whole market for you, including the offering from your current lender.

We know everyone's circumstances are unique and we'll discuss and show you all of your options in a clear and concise way.   

Once we've agreed your preferred option, we'll organise the remortgage on your behalf

Remortgage Process - Infographic.png

THE REMORTGAGE PROCESS

Saving your precious time

We all lead hectic & busy lives, so we ensure that we do the majority of the work to save your precious time.

All we ask after our initial call is for some documents and for you to complete the legal paperwork when required.


Naturally we'll speak during the process and keep you informed on a regular basis.

WHAT DOCUMENTS WILL YOU NEED?

Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.

ID

Scanned copy of your Passport or Driving Licence

PROOF OF ADDRESS

Recent Utility Bill, Council Tax Bill or Bank Statement

PROOF OF INCOME

  • Employed Clients - Latest 3 Monthly Payslips and Latest P60

  • Self Employed Clients

    • Latest 2 Years Accounts, or

    • Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews

BANK STATEMENTS

Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)

MORTGAGE DETAILS

Latest Mortgage Statement

REVIEWS FROM OUR CLIENTS WE'VE HELPED TO REMORTGAGE

Mark Humphrey has done a fantastic job in helping me to renew my mortgage in a less than straight forward situation.


Mark was patient, prompt and his communication was excellent, making the experience painless for me the whole way through and providing excellent information to allow me to make what I feel is a positive choice

N Johnson

We had a renewal letter from our lender but Mark went directly back to them and managed to get us a better rate from the same lender. He also managed to change the dates of our mortgage and sub-account so they renewed at the same time.

J Walters

WHERE TO FIND US

Kent Enterprise House, 1 The Links, Herne Bay, Kent. CT6 7GQ

Tel: 01227 807087

Thanks for submitting!

What you need to know

There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application. 

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

 

The guidance and/or information contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.

 

MHC Mortgage & Protection Ltd is an appointed representative of Quilter Mortgage Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Ltd is entered on the FCA register under reference 440718.