BUY TO LET MORTGAGES

Working with you to achieve your goals

There are many factors to take into account when financing a rental property, whether you're an experienced Landlord or new to the Buy-to-Let market.

 

You might be aiming to generate an income, achieve growth or both. At MHC, we'll work with you to try and put a plan in place for you to help reach your goals. 

The Financial Conduct Authority does not regulate some forms of  buy to let mortgages.

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WHAT DOCUMENTS WILL YOU NEED?

Lenders need some documentation from us to help demonstrate that you can afford the mortgage we request. If you can prepare the following documents (electronically is fine) it will save time and ensure a smooth process.

ID

Scanned copy of your Passport or Driving Licence

PROOF OF ADDRESS

Recent Utility Bill, Council Tax Bill or Bank Statement

PROOF OF INCOME

  • Employed Clients - Latest 3 Monthly Payslips and Latest P60

  • Self Employed Clients

    • Latest 2 Years Accounts, or

    • Latest 2 Years HM Revenue & Customs (HMRC) Tax Calculation accompanied by corresponding Tax Year Overviews

BANK STATEMENTS

Latest 3 Full Months Bank Statements - showing both salary credits and outgoings (direct debits, standing orders etc)

EXISTING BUY-TO LET PORTFOLIO (IF APPLICABLE)

A spreadsheet with basic details about the property, rental income and mortgage help provide an overview of your portfolio

PROOF OF DEPOSIT (IF APPLICABLE)

Bank / Savings account statement showing gradual build up of funds

 

Getting in touch 

13 Aurum Close, Whitstable, Kent. CT5 3FN

Tel: 01227 807087

Thanks for getting in touch, we'll get back to you ASAP!!

What you need to know

There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application. 

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

 

The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.

 

MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397

MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN