Simple and straightforward Advice
We appreciate that all of our clients have unique circumstances, requirements and goals and it’s our priority to provide a professional and friendly service throughout the whole process and beyond, giving tailored advice and support in an informal and relaxed way.
We take time to explain everything, with NO JARGON - it's so important for our clients to understand the process - what happens, when and in what order.– there really are NO SILLY QUESTIONS!
When ready to proceed, we organise the mortgage on our clients’ behalf, liaise with others involved during the process, such as solicitors and estate agents and provide regular updates for our clients.
Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
FIRST TIME BUYERS
The time’s arrived, you’ve decided to start looking at buying your first home!
We really can’t say it enough - Buying your first home is a BIG DEAL!
Let us hold your hand from the very start, to show how much you can borrow, how much it will cost, then explain and support you through the whole process
So, you’ve decided to move and not only have you got to find your new home, but you’ve now also got to worry about selling your current home.
The process is very similar, but it’s likely to have been some time since you last bought your home, so that’s where we come in to help and guide you through the process.
First things first - we can help you understand what you can feasibly afford for your next property before you start your search in earnest.
REVIEW YOUR CURRENT MORTGAGE
As you’re approaching the end of your current mortgage rate, you may want to borrow more, make changes or simply find a new product.
We have access to a comprehensive range of products from across the market, which often includes your own lender.
We will find you the most suitable product available and support you throughout the process
What you need to know
There may be a fee for arranging a mortgage, typically £199 for Residential and Buy-to-Let remortgage applications, £375 for residential and buy-to-let purchase applications and £499 for applications with specialist lenders due to adverse credit. Fees are payable upon receipt of your Mortgage Offer from the chosen lender.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.
MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397
MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN