Director | Mortgage & Protection Advisor

Having worked for a number of Mortgage Lenders over the years, I’ve found that there’s a real tendency for it to seem complex, time-consuming and confusing, made worse by the amount of jargon used!

Ultimately, this has made the whole experience quite daunting and something people really dread, particularly if you’re buying a house for the first time!


I’m so passionate about making it as simple, straightforward and stress-free as possible for everyone, which is why I set up MHC - I genuinely love the feeling when we’re able to make a positive difference to our client's lives


I also set up Workplace Mortgage Clinics after noticing how little support most employees are given in the workplace when it comes to their finances.


Workplace Mortgage clinics are a service we provide in workplaces across the country, bringing the opportunity for one-on-one mortgage meetings along with interactive talks and Q&A sessions – most recently “Buying your First House - where to start?”  


Outside of MHC, I’m a family man, with a fantastic wife and three wonderful young daughters. When I have time, running is my third passion and I’ve even had a brief flirtation with Stand-Up comedy, although it’s fair to say that I’m a far better Mortgage Advisor than I am a comedian…….    

Steve Headshot.png


Mortgage Support Administrator

Prior to joining the mortgage and protection industry in 2019 I have many years’ experience as a Project Leader at a leading Aerospace & Defence Company where processes are critical to both safety and on-time-delivery. I have qualifications in business improvement and this experience has been brought into MHC, establishing robust back office processes, ensuring a slick customer experience.

Away from work what brings me joy is being out in nature, walking or cycling with my wife Sharon. I also enjoy watching the latest Star Trek, Formula 1 or Americas Cup Sailing (These latest Yachts are just Amaazzing!).

 I have a keen interest in Athletics, Swimming, Windsurfing and Skiing, the last of which I intend to do again, soon if at all possible.



At MHC we strive to set consistently high standards of customer service and we really are passionate about wanting to make a difference for every one our clients.
We take real pride in making sure our clients and their finances are well looked after and make a sincere commitment to every client with our Client Promise:

We have a can-do approach in everything we do and promise to work with our clients to show them all their options.

We are accessible and approachable

It's paramount to us that our clients understand the process and that we have mutual expectations. There really are no silly questions!

We will do what we say, when we say we’re going to.

We believe work should be fun and strive to make every interaction with us a positive one.

We don’t pretend to know everything, but we do know where to find the answers through our relationships with lenders, insurers and industry professionals.

We do not use fancy corporate speak or jargon and work in a relaxed and welcoming environment

We will stay in close communication with our clients and “hold their hand” throughout the whole process.

Technology is our friend, but we will not hide behind it.


Getting in touch 

13 Aurum Close, Whitstable, Kent. CT5 3FN

Tel: 01227 807087

Thanks for getting in touch, we'll get back to you asap!


What I need to know

There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application. 

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.


The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.


MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397

MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN