Your Advisors
Mark Humphrey
Mortgage & Protection Advisor
Having worked in Corporate Organisations for 20 years (mostly in Banks and Building Societies), I understand the challenges of balancing your career, a young family, a social life and finding time (and inclination) for important things like organising your mortgage.
For this reason, I set up MHC in 2019 and love to help busy young professionals buy your first or next home and review your existing mortgage.
I've banned Jargon, I'm sure you have enough of it at work! My aim is to make mortgage and moving time as simple and stress-free as possible.
I'm based in sunny Whitstable, Kent, although we'll meet and speak through video calls, phone calls and email, so you can be anywhere in the UK and I promise our calls will be relaxed and informal.
Elaine Cook
Mortgage & Protection Advisor
It’s important to me to offer flexibility when working with you and I’m happy to arrange appointments to fit in with your availability, respecting your work & precious family time.
I work with a variety of clients, however, I would say the ones that have really stood out over the years have been those First Time Buyers where my clients have needed that extra support from me to help them understand the process and hold their hands through to when they receive the keys to their property.
Also, more complex circumstances (e.g. poor credit history) where clients again needed that extra support to help them understand their circumstances and possible solutions.
Leon Cook
Mortgage & Protection Advisor
I worked alongside my wife, Elaine for 2 years as a Mortgage Administrator and become so captivated by her passion for helping her clients and the genuine joy of helping someone with one of the most stressful times of their lives.
I trained and qualified as a Mortgage and Protection Consultant and now work
alongside Elaine to offer flexibility to all of our clients which is a very unique and positive situation.
I am proud to now work for MHC Mortgage and Protection Ltd who have invested time and resources both in process and systems to enable me to give my clients the best service.
Having run a successful business, I understand the importance of excellent customer service and always treat my clients the way I would like to be treated.
I work hard to achieve the best outcome for my clients and it’s always a pleasure to do that little extra.
Your Plan in 5 Simple Steps
When you know your intended destination, putting a plan in place will invariably help you get there quicker and in the most efficient way.
We liken YOUR PLAN to a Sat Nav, which will help you understand how you're going to achieve your goals and keep you on track even if there are bumps in the road.
We'll help you put a plan in place very quickly with these 5 simple steps:
Ongoing Support
Now you've got YOUR PLAN in place, the fun begins!
Whether that's your new home search, organising your remortgage, or putting your protection in place for you and your family - we'll be here at every step of the way to advise, guide and support you.
We can't do it alone, it's a team effort at MHC, so whilst you'll be speaking regularly with your advisor, it's likely you'll also hear from other members of our team, who are just as friendly!
We're all here to make the journey as smooth and enjoyable as possible, so please ask if there's anything you need, no matter how big or small!
What you need to know
There may be a fee for arranging a mortgage, typically £199 for Residential and Buy-to-Let remortgage applications, £375 for residential and buy-to-let purchase applications and £499 for applications with specialist lenders due to adverse credit. Fees are payable upon receipt of your Mortgage Offer from the chosen lender.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.
MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397
MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN