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It's normal to get excited and dream about our hopes and ambitions for ourselves and our loved ones.

Unfortunately it's also a sad fact of life that bad and unexpected things happen.

We can't stop these things happening, but we can help you put a plan in place to ensure that you and your loved ones are financially secure should the worst occur



If you have a spouse and / or children that are financially dependant upon you, it's so important to consider how they would cope financially without you.


There are a number of options we can discuss with you, which would pay a lump sum or regular income for your dependants if the worst were to happen, helping to keep their heads above water.


For how long would you receive an income if you couldn't work due medical reasons? What would the impact be on you and your family?

We can review your options to help protect your income and your family's quality of life should you be unable to work for an extended period of time.


Unfortunately, so many of us may suffer a critical illness such as cancer at some stage in our lives, severely affecting both our physical and financial wellbeing.

We can discuss your options to guard against the financial impact of a critical illness and help you put a plan in place.


Protecting your home and your possessions is essential.

Your mortgage lender will insist on Buildings Insurance being in place. Whilst contents cover isn't mandatory, it's sensible to insure your possessions.

There are many factors to consider to ensure you get the right cover for your requirements, so let us help guide you.  


We live in uncertain times and there's no longer the "job for life" culture of the past.

We can discuss your options to protect yourself and your income against redundancy and being unable to find another job quickly


We work with trusted partners who specialise in other areas of protection including Wills, Lasting Powers of Attorney, and Trusts.

This service is offered by referral to a third party

The Financial Conduct Authority do not regulate wills, last powers of attorney and trusts.


Getting in touch 

13 Aurum Close, Whitstable, Kent. CT5 3FN

Tel: 01227 807087

Thanks for getting in touch, we'll get back to you ASAP!!


What you need to know

There may be a fee for arranging a mortgage, typically £199, payable prior to your mortgage application. 

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.


The guidance and/or advice contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers in the UK.


MHC Mortgage & Protection Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority. HL Partnership Ltd is entered on the FCA register under reference 303397

MHC Mortgage & Protection Ltd is registered in England and Wales - 12067840 – Registered address – 13 Aurum Close, Whitstable, Kent. CT5 3FN